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Crash Proof Retirement
Crash Proof Retirement

Welcome to J-Ensley Financial!

We are dedicated to educating savvy families, investors and businesses about a unique set of insurance based financial strategies that have the power to help you safely and predictably accumulate more wealth in your life and/or business…


Thousands of savvy families, investors and business owners have been using these little known strategies for well over a century! In that time the concept has been known by many names. Whether we call it Bank On Yourself, Infinite Banking, The Presidents Plan, 770 Plan, 101 Banking, Cash Flow Banking, Private Family Banking – or anything else, the practice of utilizing specially structured insurance contracts to create a rock solid, guaranteed, financial foundation for you, your family and your business, remains as effective (and powerful) today as it has ever been.

I look forward to helping you implement a financial strategy that:


Is a bullet proof cash repository – completely separate from banks and conventional retirement plans.

Has ironclad Guarantees – Guaranteed principal, guaranteed growth, guaranteed income streams for life.

Comes with tax advantages – Tax deferred accumulation, Tax free accessibility.
Is the last bastion of financial privacy.

Is a Financing source – access ultra low cost financing for major purchases, education, travel, or anything else.

Is an investment funding platform – Real estate, businessess, trading – magnify your gains and hedge your losses…

Ideal for businesses. Ultra low cost business financing and leasing source, Executive compensation plans, Buy-Sell agreements, Key Person coverage and more…

Have Questions?

Get answers to the most common questions!

Free Financial Preparedness "Quick Audit"

Market crashes? Emergencies? Retirement? Find out how financially prepared you really are!

About John

What is J-Ensley Financial all about?

Click here to get a sample chapter and safe wealth building guide!

Click here to check out my recommended reading list!

An Ideal Strategy

How to Fire Your Banker

“Nobody appreciates insurance enough…”

I came across an article a while back that I found remarkable. It was a summary of an interview with former FED Chairman, Alan Greenspan, written by Tyler Durden of Zerohedge.com. A link to the article is below. There are several remarkable statements attributed to...

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Rate of Return Comparison…

Check out this short video by the best selling author of The Bank On Yourself Revolution and one of my fellow Bank On Yourself Advisors, Paul Nick, as they explain the real world rate of return comparison to other types of plans - using an actual policy purchased by...

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