When you live through challenging life circumstances, you have a choice. You can get frustrated and upset or blame whoever or whatever is responsible, or you can use the events as a springboard to something better. When I lost nearly all of my company retirement plan during the dot-com crash, I took what was left and invested in a real estate development.
You know where this is going, right? When the “Great Recession” struck in 2008, the project was about half-competed and when the smoke cleared I had lost nearly everything and was buried in debt.
While it’s hard to see a silver lining at times like these, these events became my wake-up call and now I have the good fortune to go to work every day in an incredible business where I can help others realize their dreams and avoid the tragic financial mistakes I made. While I would never want to relive those experiences, I am very grateful for them because I would not be where (or who) I am today if not for these challenging circumstances.
A New Direction
Starting over from scratch, I began an intense, self-directed financial education. I studied hundreds of books, a practice I continue to this day. When some of the books I came across described something I had never heard of before, something referred to as “The Infinite Banking Concept” or “Bank On Yourself,” my interest was piqued.
Like many others, I had big dreams that included long range sailing, extensive travel and establishing an international residence. The Bank On Yourself concept seemed like the perfect platform to climb my way out of the financial hole I was in and help me achieve my dreams of adventure too.
The problem was that every advisor I approached for help either didn’t know what I was talking about or tried to talk me out of it. I eventually found a Bank On Yourself Authorized Advisor and set up my own plan, which turned out to be the best financial decision I’ve ever made. Over the past decade this financial strategy has been instrumental to overcoming the challenges I faced and is turning many of my dreams into reality.
After seeing the success of these strategies in my own life and recognizing that most financial advisors do not understand it themselves, I developed a passion to share the concept with anyone and everyone. With my corporate background and business experience I had many of the skills I needed to start my own business. I decided to take the leap and secured insurance licensing and completed training to become one of only 200 Bank On Yourself Authorized Advisors nationwide. I founded JEnsley Financial, LLC in 2012.
What I Do Today
In addition to insurance and annuity-based retirement strategies, I have a passion for helping adventurous individuals, couples and families design strategies for adventure-based dreams and goals, whether it’s sailing to distant shores, exploring the country by RV or extended travel overseas.
To do this, I guide my clients thru a comprehensive design process and the financial tools and strategies we utilize help them pursue their goals in a way that will protect and enhance their long-term financial security.
Too often people either sacrifice their long-term financial well-being for the sake of achieving their shorter-term goals or they just give up on their dreams altogether but it does not have to be that way.
Ups And Downs
Just like any other job, mine has its challenges too. Since my philosophy and strategies often conflict with conventional financial industry tactics, it can be difficult to get in front of like-minded clients who don’t just want to build a successful retirement plan but also want to design an amazing life!
Despite the challenges of marketing my services, I am deeply passionate and love what I do every single day. There’s nothing more fulfilling than seeing the lights come on for my clients and watching them grow in confidence and peace of mind when they realize their dreams and goals are well within their reach using my approach.
What I Want For You
I want your life to be filled with amazing adventures! These financial strategies completely changed the trajectory of my financial life, I just wish I had learned about them sooner. What if they can be the catalyst that transforms your financial future for the better? To learn more about JEnsley Financial and what we can do to help you get positioned for your greatest adventures, call 360-281-6495, email me at email@example.com, or book an appointment online for a free consultation!
John Ensley is a financial professional who is dedicated to empowering his clients to pursue their adventure-based retirement goals without compromising or sacrificing their long-term financial security. John “gets it” because he’s an adventurer himself. He is a licensed sailboat captain and sailing instructor. He has cruised extensively in the Puget Sound, San Juan Islands, Canadian Gulf Islands, Mexico’s Pacific Coast, The Sea of Cortez and the Caribbean. While his home base is in Southwest Washington State, John currently lives and works part of the year from La Paz, Mexico. When he is not working with clients or studying, you will find him sailing, wind surfing, snorkeling, hiking, biking or exploring the Baja Peninsula and Western States by RV. To learn more about John, connect with him on LinkedIn.