If you could invest and grow your wealth, with less risk and more predictability…
If you could know you could never run out of income, even if you ran out of money…
If you could be your own source of financing and never need a bank again…
Just ask me how…
The right tools for the right job
Just like a builder or a mechanic uses hundreds of different tools to tackle any situation, so a good financial plan will utilize a variety to tools, in the right combination, to get the best outcomes.
There is nothing more uncommon, than common sense! It just doesn’t get much more common sense than allocating assets in a bucket plan. A bucket for now. A bucket for soon. A bucket for later.
Mastering the Money Cycle
We all live our entire adult lives in the money cycle, earning, spending, accumulating and hopefully one day we have enough wealth for a passive income we can live on (aka retirement). The biggest mistake people make is going straight from the accumulation phase to the distribution phase, without allocating a least a portion to the all-important preservation phase.
Retirement Plan, 401(k) and IRA Solutions
Thinking about what to do with that 401(k) or IRA? Rollover? Direct Transfer? What about taxes? What about penalties? Annuities? Mutual funds? Index Funds? ETF’s? Target Date Funds? Passive manager? Active manager? Self directed? We can help all with the puzzle pieces…
Specially Structured Life Insurance
Properly structured with little-known riders, high cash value, dividend paying life insurance can be a powerful tool in any financial tool kit. Do you want to Bank On Yourself, be your own source of financing, and never need to pay interest to banks or bankers again? This is the tool for that!
So, who is this John Ensley character anyway?
Well, here’s the short version… I served in the U.S. Army nearly three decades ago now out of a desire to serve and defend the American ideals of freedom, liberty and opportunity (Ok, I must admit, at 18 years old, I also wanted to jump out of airplanes and blow things up, like Rambo!)
I believe my passion for the work I do in my financial planning practice today is driven from the same desire to serve and defend those same ideals. I love helping my clients seize more and greater opportunities and move ever closer to financial security and freedom, without taking unnecessary risks.
I have been a Bank On Yourself Professional® and licensed Life Insurance and Annuity agent since 2012. I obtained securities licensing in 2020 passing the rigorous “series 65” exam to become an Investment Adviser Representative. In 2021 I earned the coveted Chartered Financial Consultant (ChFC®) designation from the American College of Financial Services.
On the personal front, I’m married to the love of my life, Amber, and we (including our little schnoodle Mazie) split our time between the Pacific Northwest in summer and La Paz, Mexico in winter, utilizing some amazing technology to operate the practice “virtually.” I’m also a Dad, a Grandpa, a U.S. Army Veteran, a licensed sailboat captain and certified sailing instructor (and wannabe wing foiler!) I am so fortunate to get up and go to work every day in a business I absolutely love, doing work that truly matters, helping American families achieve financial security without taking unnecessary risks.