It’s not how much you make,
it’s how much you
keep that matters most…

We believe true financial freedom starts with safety, simplicity, and control.

Paying For College

Planning for and paying for your kid's college education without taking on excessive debt or going broke...

Trusts, Wills and Estates



Don't leave this part of your financial plan un-finished!

Bank On Yourself®

Dividend Paying, High Cash Value, Low Commission, Whole Life Insurance Strategies...

Guaranteed Income for Life

Rollovers, Roth IRA Conversions, Annuities and More...

Personal Finance Coaching

Help with Saving, Budgeting, Tax Strategy, Social Security, and Retirement Income.

Small Businesses and RE Investors

Profit First, Tax Strategy, Succession Planning, Business Valuations and Creative Financing...

John Ensley, ChFC® is founder and president of J-Ensley Financial. 

Founded in 2012 and based in Washington State’s Puget Sound region, John serves clients all across the United States. 

With a Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services, John has served hundreds of clients from all walks of life, across a wide range of financial services.

With a background in the Student Loan industry, John has a particular passion for helping families plan and pay for their kid’s college education without excessive debt or blowing up their retirement plans. 

John’s other specialties include: Bank On Yourself, Optimizing Social Security, Taxes and Retirement Income and helping small businesses with Profit First, Cash Flow and Business Financing strategies. 

Disclaimer:
Licensing & Professional Designation

John E Ensley, ChFC® NSSA®, is licensed to sell life insurance and annuity products and holds the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. This designation demonstrates a high level of education and commitment to ethical standards in the areas of retirement income, insurance, taxation and estate planning and ChFC® designees are held to a high fiduciary standard of professional conduct that prioritizes client’s best interests.

No Securities Transactions or Advice

John E Ensley, ChFC® NSSA® and JEnsley Financial, LLC are not registered as a broker-dealer, investment adviser, or representative thereof, and does not offer or transact in any securities-related products or services. Furthermore, no specific advice, guidance, or recommendations are provided on this website regarding the purchase, sale, or holding of any securities, mutual funds, stocks, bonds, ETFs, or similar investment instruments.

Washington State Securities Compliance

In accordance with RCW 21.20.040(4) of the Washington State Securities Act, John E Ensley, ChFC® NSSA® and JEnsley Financial, LLC does not engage in the business of advising others as to the value of securities or as to the advisability of investing in, purchasing, or selling securities.

All information provided on this website is for general educational and informational purposes only and should not be construed as investment advice. Visitors are encouraged to consult with a licensed and appropriately registered investment adviser or broker-dealer representative regarding their specific investment needs and decisions.

No Client Relationship Created

Use of this website and any communications through it do not create a client relationship. Any decisions you make based on the information found on this site are solely your responsibility.